Summary of pension arrangements for employees taking maternity leave, adoption leave, paternity/maternity/adoption support leave

Local Government Pension Scheme

During paid maternity, paternity or adoption leave, pension contributions are paid at the normal rate based on the actual pay received. However, the pensionable pay figure used to work out your pension is your assumed pensionable pay, which is the pensionable pay you receive in that post in the three months prior to the period of reduced or no pay.

Periods of unpaid leave will not count for pension purposes unless you elect to pay Additional Pension Contributions (APCs) to purchase the amount of pension lost during that period of unpaid absence. If you wish to purchase the amount of lost pension and elect in writing to do so within 30 days of returning to work, you will pay one-third of the cost and the University will pay the rest.

If you have a contract to buy additional service or additional pension you are likely to be required to honour this by paying the additional contribution rate based on your normal full pay whilst on leave. The Payroll department will contact you to confirm the contributions that will be payable.

Further information can be found at the LGPS scheme website.

Teachers’ Pension Scheme

During paid maternity, paternity or adoption leave contributions are paid at the normal rate based on the actual pay received. However, for pension purposes reckonable service will accrue as if you were receiving full pay.

During unpaid leave no reckonable service for pension purposes will be accrued. If you return to work you have the right to purchase additional pension. Further information about this provision can be obtained from the Teachers' Pension scheme website or from Human Resources.

If you have a contract to buy additional pension and are receiving any pay you will have to pay the normal additional contribution. If you are not receiving pay the election to purchase additional pension will cease. If you are paying Prudential AVCs you should contact Prudential directly to confirm how your leave will affect your AVCs.

Universities Superannuation Scheme

During paid maternity, paternity or adoption leave contributions are paid at the normal rate based on the actual pay received. Your salary for USS purposes will be regarded as being that which you would have normally received if you had not been absent.

During a period of unpaid leave your contributions to USS will stop and your membership will be suspended. Upon returning to work you will have the option to pay additional voluntary contributions to the scheme to increase your scheme benefits.

Further information about this can be found on the USS scheme website

Members of the final salary section should note that periods of unpaid leave can affect the salary on which their pension is based. For further information please see taking a leave of absence on the USS scheme website.

Pension arrangements for employees taking parental leave, career break or unpaid leave

Local Government Pension Scheme

Periods of unpaid leave will not count for pension purposes unless you elect to pay Additional Pension Contributions (APCs) to purchase the amount of pension lost during that period of unpaid absence. If you wish to purchase the amount of lost pension and elect to do so within 30 days of returning to work, you will pay one-third and the University will pay the rest.

If you have a contract to buy additional service or additional pension you are likely to be required to honour this by paying the additional contribution rate based on your normal full pay whilst on leave. The Payroll department will contact you to confirm the contributions that will be payable.

Further information can be found at the LGPS scheme website.

Teachers’ Pension Scheme

During parental leave or a career break no reckonable service for pension purposes will be accrued. If you return to work you have the right to purchase additional pension. Further information about this provision can be obtained from the Teachers' Pension scheme website or from Human Resources.

If you have a contract to buy additional pension and are receiving any pay you will have to pay the normal additional contribution. If you are not receiving pay the election to purchase additional pension will cease. If you are paying Prudential AVCs you should contact Prudential directly to confirm how your leave will affect your AVCs.

Universities Superannuation Scheme
During a period of unpaid leave your contributions to USS will stop and your membership will be suspended. Upon returning to work you will have the option to pay additional voluntary contributions to the scheme. For further information please see the USS scheme website.

Members of the final salary section should note that periods of unpaid leave can affect the salary on which their pension is based. For further information please see the final salary benefits section on the USS scheme website.

 

Updated October 2014