Financial evidence for a Tier 4 visa application

  • Money you need to have

    Applying for a course with is less than 9 months long

    Any remaining tuition fees + £1015 per month of the course



    Applying for a course with is more than 9 months long

    Any remaining tuition fees for the first year* + £9135                                                                          

    *For example, if your tuition fees for a 1 year course are £14,880 and you have paid £1000 deposit, you would need to show £14,880 - £1000 + £9135 = £23,015.


    If you have paid Oxford Brookes money for accommodation, you can subtract up to £1265 from your total.

    Students who are not from a low risk country will need to submit evidence of this money before we can issue your CAS and with your visa application.

    What evidence can you provide?

    You need to provide ONE of the following:

    Financial Evidence

    1. A bank letter or bank statement

    2. Official financial sponsorship

    3. Loan from a regulated financial institution


  • Your money needs to be cash funds in the bank (this includes savings accounts and current accounts even when notice must be given).
    Other accounts such as shares, bonds, overdrafts, credit cards and pension funds are not acceptable, regardless of notice period. Certificates of deposit are usually acceptable if the dates cover the required 28 day period. You can check these with ISAT.

    Your finance evidence must cover a consecutive 28 day period ending no more than 31 days before the date you submit and pay for your visa application.
    The balance cannot drop below the total amount of money you need to show for any of those 28 days and you must have the minimum required amount on the day you apply.

    If you are using more than one account then the same 28 period must be used for all accounts.

    If you want to use a joint account as proof of your money, you must be named on the account along with one or more other person.

    You can use a parent's account - see details below. If you need to use your account and a parent's account then there is nothing in the immigration rules that says you cannot do this, however the questions on the Tier 4 application form only give you the option to choose one or the other, not both. Please contact ISAT for help with this.

    You will need to check that your bank is not on the Home Office lists of unacceptable financial institutions for some countries.

    All documents submitted for your visa application must be on the official letter-headed paper or stationery of the organisation that they are from.

    From 5 November 2018 you can use originals or copies of these documents.

    Any document that is not issued in English (or Welsh) must be officially translated. The translation document must include the following:

    • the translator/translation company’s contact details
    • confirmation that it is an accurate translation of the original document
    • the name and original signature of the translator or an authorised official of the translation company
    • the date of the translation

    If you are applying inside the UK, you must also provide details of the professional translator/translation company’s credentials.
    If you are outside the UK, the translation must be able to be independently verified by the Home Office.

    You will need to include with your visa application a note of the amount of money in British pounds (sterling) if your money is in a different currency, by using the OANDA currency converter rates on the day of making your application.

    Your bank statements must cover a consecutive 28 day period ending no more than 31 days before the date you submit and pay for your visa application.
    The balance cannot drop below the total amount of money you need to show for any of those 28 days.

    Your personal bank or building society statements must show:

    • your name or your parent’s/legal guardian’s name
    • the account number
    • the financial institution’s name and logo
    • the amount of money available.
    • On-line bank statements must contain all of the details listed above and the official stamp of the bank on every page of the statement or a supporting letter from your bank on headed paper, confirming the authenticity of the statements provided.

    Example bank statement 

    Instead of showing transactions in a bank statement, you can use a bank letter. 

    Your letter from a bank or building society must show:

    • confirmation that funds have been held for a consecutive 28 day period ending no more than 31 days before the date of your application
    • your name or your parent’s/legal guardian’s name
    • the account number
    • the date of the letter
    • the financial institution’s name and logo
    • the money in your account
    • that there is enough money in the account (to cover your course fees and living costs).

    Example bank letter

    If you are relying on money held by your parent(s)/legal guardian(s) - you cannot show money from any other relatives - you must show that you are related to them by providing one of the following:

    i. your birth certificate showing the names of your parent(s)/legal guardian(s); or
    ii. your certificate of adoption showing names of both parent(s) or legal guardian(s); or
    iii. a Court document naming your legal guardian(s). The document used must be the original legal document or a notarised copy.

    You must also show that your parent(s)/legal guardian have given their permission for you to use this money
    You must provide a letter from your parent(s) or legal guardian(s) that confirms:

    1. the relationship between you and your parent(s) or legal guardian(s)
    2. that your parent(s) or legal guardian(s) have given their consent to you using their funds to study in the UK.

    Example parental consent letter

    Your parent's bank statements or bank letter must meet all the requirements as described above.

    You can only receive official financial sponsorship from:

    • your home government
    • an international company that has registered offices in more than one country
    • an international organisation
    • the UK Government
    • the British Council
    • a university
    • a UK independent school.

    If your financial sponsor is only covering some of your course fees or living costs, you must show that you have the rest of the money needed.

    If you are being given Official Financial Sponsorship, you must provide a letter of confirmation:
    This letter must be on official letter-headed paper or stationery of the your financial sponsor and must have the official stamp of that organisation on it. The letter must show:

    • your name
    • the name and contact details of your official financial sponsor
    • the date of the letter
    • the length of your sponsorship
    • the amount of money the sponsor is giving to you or a statement that your official financial sponsor will cover all of your fees and living costs.

    If you are applying with dependants then their names must also be on the letter.

    If you are no longer being sponsored but were sponsored before and your financial sponsorship ended within 12 months of your application being made, you will need your sponsor’s permission to stay in or re-enter the UK. You must provide us with your financial sponsor’s unconditional consent in writing. This must confirm that your sponsor has no objection to you continuing your studies in the UK. If your financial sponsor does not give consent, we will refuse the application.

    • The financial institution must be regulated by either the Financial Conduct Authority, the Prudential Regulatory Authority or, in the case of overseas accounts, by the home regulator (the official regulatory body for the country the financial institution is in and where the money is held) for the purpose of student loans.
    • You cannot use loans held in the name of your parent(s) or legal guardian(s) as evidence of money held by you.
    • There must be no conditions placed on the release of the loan funds to you, other than your Tier 4 application being successful.

    You must have a letter from the regulated financial institution confirming the loan
    The loan letter from a regulated financial institution that you send us must be dated no more than 6 months before the date of your application. The letter must clearly show:

    • your name
    • the date of the letter
    • the financial institution’s name and logo
    • the money available as a loan
    • that the loan is provided by your national government, their state or regional government, a government sponsored student loan company or is part of an academic or educational loans scheme