Postgraduate doctoral loans for home students

Key facts

Available to home or international students?


Study level

Postgraduate; Research Degree

Award value

£27,892 in 2022-23 (total for length of course)

Number of awards

All applicants who meet the criteria


This loan is open to new students who start their programme after 1 August 2018.

The loan amount for students starting their course is £27,892 in 2022-23. The loan will be divided equally across each year of your course, and is paid in 3 instalments in each year of the course.

Students must be registered on the Doctoral Degree and not on a Masters award to qualify, and students are encouraged to apply from Year 1 as it cannot be backdated.


This funding is available to students studying on the following courses:

Eligibility criteria

  • It must be a full, standalone doctoral course, not a top-up course
  • You must have started your course on or after 1 August 2018
  • It must last between three and eight academic years
  • It must be at a UK university (with research degree awarding powers)
  • It can a full-time or part-time course
  • It can be a taught or research-based course (or a combination of both)
  • It can be a distance learning course, as long as you live in the UK while studying
  • It can also be an integrated master's degree (a master's and PhD combined). However, you won't be able to apply for a separate Postgraduate Master's Loan.
  • Students in receipt of Research Council funding cannot apply

Find out more about full eligibility

Application process

Please apply via the website. 

Terms and conditions

Please refer to the website for full details.