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Everyone can afford to go to university. It is expensive, but student finance means if you’re from the UK and applying to university in England, you don’t have to pay for it up front.
Universities can charge up to £9,250 per year for your course. Some charge less. This includes teaching, use of university facilities and administration costs. You do not need to pay these fees up front. Student Finance England provides a tuition fee loan.
You are responsible for paying for things like accommodation, bills, food, travel, social activities, sport and books. Student Finance England provides a maintenance loan to help cover these costs.
Check out this guide to student finance if you want to find out more. You can also use this calculator tool to give you a good idea about your likely repayments. There’s also loads of information on The Student Room.
Universities provide bursaries and scholarships. This is money given to you by the university that you do not need to pay back. Bursaries are based on financial need, and scholarships are usually based on academic achievement. Each university will offer different financial support, so make sure you check what’s available to you when you’re researching universities. You might be eligible for something and not even know it!
The government also offers extra funding for students with physical, mental and learning difficulties, students with children, and students with adult dependants. You do not need to pay this back.
Universities might also offer fee waivers - a reduction in tuition fees. This often depends on household income. You’ll need to look at university websites to find out details.
There’s no denying that living on a student budget can be tough. But if you’re sensible, you won’t have any problems. Check out our tips on making the most of your money, and remember that universities will often have a financial advice service you can use.
It’s important to think about cost of living when you’re researching universities. Some cities cost more to live in than others. This comparison chart is really useful in helping you figure out where is affordable for you.